Serviced By MCM at (800) 296-2657

About Atlantic Credit & Finance

Atlantic Credit & Finance Special Finance Unit, LLC and Atlantic Credit & Finance Special Finance Unit III, LLC (collectively “Atlantic Credit & Finance”) are wholly owned subsidiaries of Encore Capital Group, Inc. (“Encore”). Atlantic Credit & Finance is a leading owner of past-due debts. Since 2014, Atlantic Credit & Finance has been a part of Encore, which is a global specialty finance company with operations and investments across North America, Europe, Asia, and Latin America.

Atlantic Credit & Finance accounts are now being managed by Midland Credit Management, Inc. (“MCM”), an industry leader in working with consumers to resolve unpaid debts. Through treating each person with integrity and honesty and focusing on long-term options, MCM has helped over 10 million consumers along the path to financial recovery since 1953. Midland Credit Management offers several options to resolve your account. Visit Midland Credit Management’s website and log in today to learn more.


Atlantic Credit & Finance ensures the highest quality standards of quality and service.

RMAI Certified